Patient Financing

CareCredit Patient Financing

CareCredit is a flexible patient/client payment program, specifically designed for healthcare expenses, that makes it easier for you to get the treatment or procedures you want and need. CareCredit patient financing is ideal for co-payments, deductibles, treatment and procedures not covered by insurance, and can be used at over 45,000 practices nationwide.

CareCredit lets you begin your treatment or procedure immediately—then pay for it over time with low monthly payments that are easy to fit into your monthly budget.

No Interest Payment Plans

  • 3, 6, 12, 18, & 24 month plan options
  • No interest if the balance is paid within the specified time period
  • Low minimum monthly payments

Extended Payment Plans

  • 24, 36, 48, & 60 month plan options
  • For treatment fees from $1,000 to $25,000
  • Monthly payment as low as $76 for $3,000 fee balance
  • We can submit the application in the office or you can submit online or over the phone
  • Quick and easy application process
  • We usually hear back in minutes
  • No down payment
  • Begin treatment immediately
  • Just ask one of our team member for an application

Lending Club Patient Financing

Lending Club makes it easy to say YES to treatment with low monthly payments, no money down, and no payment for 3-7 weeks. Affordable payments, an easy online process, and no hidden fees – Lending Club just makes sense.

Choose a no-interest or extended plan1

Start your treatment now with an affordable extended plan or a convenient no-interest plan from Lending Club. Choose from a variety of sensible payment options and brighten your smile today.

Finance from $1,000 to $50,000

Select the amount that best fits your situation. For extended plans, you may borrow from $2,000 to 50,000. For no-interest plans, you may borrow from $1,000 to $25,000. Subject to credit approval.

Extended plans start at only 5.99% APR

Extended plans from 18 to 84 months offer rates as low as 5.99% APR and payments that never increase. Lending Club extended plans have no hidden fees, penalty rates or unpleasant surprises.

No-Interest plans available from 3 to 24 months

Choose the plan that makes it easiest to pay. no-interest plans let you conveniently spread payments over 3 to 24 months. Please see your practice for details as all payment plans may not be available in all offices.

Easy application process and quick decision

Complete the quick online application anytime and in most cases you’ll have an answer within seconds. You can then print your loan documentation right from the website. Simply sign and fax back from your home or the doctor’s office and you’re ready to go!

No initial payment

You can start your treatment or schedule your procedure right now – with no payment due for 3 to 6 weeks. Spend less time thinking about payments and more time enjoying the results.

No prepayment penalty

Pay your procedure off early – you’ll enjoy the flexibility Lending Club offers.

It takes only minutes to apply and you’ll typically receive a decision in seconds.